They are obtained using the life insurance calculators provided by each company. The numbers below reflect estimated quotes available to a 40-year-old male and female who are non-smokers, a 10-year term, and $500,000 coverage. When assessing the top life insurance providers, you want to examine the cost of coverage, types of life insurance products available and terms, the company’s financial stability, user reviews, and ease of application.įor the cost of coverage, I use the cost of term life insurance, which is what most people need. Life Insurance Needs Example Best Life Insurance Companies in Canada